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Chartis Flex Shield Limited Medical Plans:
The advantage of first-dollar medical coverage is clear.
Most major medical plans have deductibles to meet before benefits are covered. Flex Shield plans are designed so participants can get first-dollar and per-occurrence coverage. Below is an example:
 
Hospitalization
Amount
Bill for treatment of illness
$8,000
Less network and other discounts
 
$4,000
Flex Shield Benefit
Less one-time, per-occurrence hospital confinement benefit
 
$2,500
 Plan member responsibility   
$1,500  

More services, discounts mean more savings
Teladoc – Teladoc, the first and largest provider of telehealth medical consultations in the United States, comes included with all eight Flex Shield plans. Teladoc provides more than 3 million members 24/7 access to affordable health care via phone and video consultations—whenever they need it, from wherever they are. Unlike more expensive settings like the doctor’s office or emergency room, telehealth helps reduce health care costs for businesses and their employees.
 


 
 
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